Make no mistake, there's a lot involved in order to get a mortgage loan. You wouldn't be visiting our site if it were possible to complete a simple application and receive a great loan check cut the same day. We do most of the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home and saving money.

Getting a mortgage loan involves four major steps.

Step one: Decide how much you can afford

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. And we can guide you to the right loan amount and best program for you when you answer a few questions. Because lender guidelines are fairly standard, we can give you a good idea of how much you can borrow after a short conversation.

Step four: funding

The agents will find an escrow/title company to handle the "funding" of the loan and closing. We'll coordinate with this company to make sure all the papers your lender needs are in order, and you will likely sign everything at our convenient location. We do all the work to coordinate with the title company to set your date to close. Because you won't have to worry about these details, you can think about moving logistics, if you're going to repaint, new carpet, and the details involved in getting a new home.

You've answered some questions, given us detailed information, applied , and before you know it, you'll be moving! Fortune Financial Corporation is a mortgage specialist; you're not — so let them take care of the details. We are here to make this as stress-free as possible!